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Download Loan Mod Pre-Qualification Form |
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Keep Your Home! |
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Your home is one of your most valuable resources. It is something definitely worthwhile fighting for. If you want to save your home, you have arrived to the right place. We are here to help you. In your behalf, we aggressively negotiate with your mortgage lenders to improve your loan’s terms. The result: Affordable mortgage payments that make sense. |
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Loan Modification Service
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- Lower Interest Rates
- Lower Monthly Payments
- Sometimes Reduce Principal
- Convert to, or Extend Fixed Rate Term
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Benefits
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- You pay less
- You keep your home
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Loan Modifications Make Sense
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Loan modifications are good for every one. Mortgage payments again become affordable to the homeowner. The cost of keeping a house becomes congruent with the present real estate market conditions. As a result homeowners keep their houses. This results in fewer foreclosures. That is why, together with government pressure, banks are approving loan modifications. This is why banks are approving them. |
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A Unique and Historical Opportunity
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Banks are under enormous financial and government pressure to prevent further foreclosures. Their excesses and greed have resulted in a collapsing real estate market. That is why so many of them are failing. Take advantage of this unique situation and get your loan modified. This historical opportunity will not last a long time. ACT NOW! |
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CONTACT US |
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* indicates a required field |
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SAMPLE LOAN MODIFICATION RESULTS |
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Call 866-724-4292 |
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Currently behind 3 months, 8.63% interest rate on 1st and 9.375% on 2nd (Select Portfolio Servicing & Ocwen) |
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- 1st Mortgage- Negotiated $86K principal reduction. Rate reduction to 6.28%, extended term to 40 years. Savings of $855/month
- 2nd Mortgage- Negotiated rate reduction to 3.95% for the next 5 years. Savings of $416/month
- OVERALL monthly savings of $1,271
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Balloon payment loan at an unaffordable rate of 8.55% (Wells Home Equity) |
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- Negotiated rate reduction to 2% and no longer has balloon payment.
- Monthly savings of $78O
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Client was 6 months behind. NOD was already filed. Rate was an unaffordable 7.7% (Litton Loan Servicing) |
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- Negotiated a principal reduction of $121K, interest rate reduction to 6.07% and term extension from 30 years to 48 years.
- Monthly savings of $1,402
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Client was 8 months behind. NOD was already filed. Unaffordable rate of I0% (American Home Mortgage) |
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- Negotiated rate to 5.625% with capitalized delinquent amount.
- Monthly savings of $1,181/month
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Client was on an unaffordable rate of 8.875% and 6 months delinquent (Litton Loan For HSBC) |
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- Negotiated principal reduction of $51K, rate reduction to 5.14% fixed for 30 years.
- Monthly savings of $828
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Client had a HELOC at a rate of 6% payment of $618.00/month (Indymac Bank) |
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- Negotiated rate to 0% for two years.
- Monthly savings of $413.00
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Client had a rate of 6.875% delinquent 9 Months (Bayview Loan Servicing) |
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- Negotiated step program to 4% for two years, increasing 1% yearly with a cap of 7%. Recapitalized delinquent amount.
- Monthly savings of $175.00, got a fresh start.
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Client was delinquent 7 months with a rate of 7.542% (Litton Loan Servicing) |
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- Negotiated principal reduction of $113K, interest rate reduction to 5.18%, 30 year fixed.
- Monthly savings of $1327
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Client was on a negative amortization loan with a rate of 7.I 25%, and was delinquent 8 months (Wachovia Mortgage) |
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- Negotiated step program 2% first year, 4% following year. Capitalized delinquent amount.
- Monthly savings of $751.55.
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Client was 30 days from foreclosure, and in 6.55% interest payment loan (Indymac Bank) |
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- Negotiated postponement of sale date. Step program 3% for 5 years, 1% yearly after first 5 years capping at 5.5%. Now paying principal and interest.
- Monthly savings of $649.00.
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