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  FAST NO RISK LOAN MODIFICATIONS  

Completed in 24 to 60 Hours
No Up Front Payment

FAST - 24 Hour Loan Modification - No Upfront Payment - Pay Only Based on Results

Loan Modification Done Quickly
 

Do you need a loan modification done quickly?

Call 971-222-3734

24 Hour Loan Modifications

  1. No Up Front Fee
  2. Results in 24 to 60 hours
  3. You see the results first
  4. Then you decide if you want the mod
  5. Then you pay

Call 971-222-3734

Typical Situation (what to avoid)

Regular channel, through the bank’s customer service department take for ever.  If you have tried it, you know that this takes at least several months. Sometimes over a year.  Not only that, if the property is in foreclosure, chances are that the bank will foreclose prior to approving the loan.  I see this all the time.  If you are trying get a loan modification, after a long time you are still have no results, call me.  I have very good alternative.  We can get you a loan modification quickly.
As you know, getting a loan modification through the bank’s customer service department takes for ever.  It may not even happen.  We don’t do it that way. 

This is How WE Do It:

We go directly to the bank’s decision making level.  Its not magic.  Basically these are the people that can decide quickly.  We get you your loan modification proposal.  If you like it, you pay and get into the trial period.  Its up to you to keep the bank happy.  That is it a loan modification done quickly. 

 

Call 971-222-3734 
 Friendly,  Helpful and Effective Loan Modifications 
     
  See Sample Loan Modification Results  
 
Contact Form 		 
     
  Download Loan Mod Pre-Qualification Form  
     
  Keep Your Home!  
     
  Your home is one of your most valuable resources. It is something definitely worthwhile fighting for. If you want to save your home, you have arrived to the right place. We are here to help you. In your behalf, we aggressively negotiate with your mortgage lenders to improve your loan’s terms. The result: Affordable mortgage payments that make sense.  
     
 

Loan Modification Service

  
 
  • Lower Interest Rates
  • Lower Monthly Payments
  • Sometimes Reduce Principal
  • Convert to, or Extend Fixed Rate Term
  
     
 

Benefits

  
 
  • You pay less
  • You keep your home
  
     
 

Loan Modifications Make Sense

  
  Loan modifications are good for every one. Mortgage payments again become affordable to the homeowner. The cost of keeping a house becomes congruent with the present real estate market conditions. As a result homeowners keep their houses. This results in fewer foreclosures. That is why, together with government pressure, banks are approving loan modifications. This is why banks are approving them.  
     
 

A Unique and Historical Opportunity

  
     
     
  CONTACT US  
     
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  SAMPLE LOAN MODIFICATION RESULTS  
  Call 971-222-3734  
  Currently behind 3 months, 8.63% interest rate on 1st and 9.375% on 2nd (Select Portfolio Servicing & Ocwen)  
 
  • 1st Mortgage- Negotiated $86K principal reduction. Rate reduction to 6.28%, extended term to 40 years. Savings of $855/month
  • 2nd Mortgage- Negotiated rate reduction to 3.95% for the next 5 years. Savings of $416/month
  • OVERALL monthly savings of $1,271
  
  Balloon payment loan at an unaffordable rate of 8.55% (Wells Home Equity)  
 
  • Negotiated rate reduction to 2% and no longer has balloon payment.
  • Monthly savings of $78O
  
  Client was 6 months behind. NOD was already filed. Rate was an unaffordable 7.7% (Litton Loan Servicing)  
 
  • Negotiated a principal reduction of $121K, interest rate reduction to 6.07% and term extension from 30 years to 48 years.
  • Monthly savings of $1,402
  
  Client was 8 months behind. NOD was already filed. Unaffordable rate of I0% (American Home Mortgage)  
 
  • Negotiated rate to 5.625% with capitalized delinquent amount.
  • Monthly savings of $1,181/month
  
  Client was on an unaffordable rate of 8.875% and 6 months delinquent (Litton Loan For HSBC)  
 
  • Negotiated principal reduction of $51K, rate reduction to 5.14% fixed for 30 years.
  • Monthly savings of $828
  
  Client had a HELOC at a rate of 6% payment of $618.00/month (Indymac Bank)  
 
  • Negotiated rate to 0% for two years.
  • Monthly savings of $413.00
  
  Client had a rate of 6.875% delinquent 9 Months (Bayview Loan Servicing)  
 
  • Negotiated step program to 4% for two years, increasing 1% yearly with a cap of 7%. Recapitalized delinquent amount.
  • Monthly savings of $175.00, got a fresh start.
  
  Client was delinquent 7 months with a rate of 7.542% (Litton Loan Servicing)  
 
  • Negotiated principal reduction of $113K, interest rate reduction to 5.18%, 30 year fixed.
  • Monthly savings of $1327
  
  Client was on a negative amortization loan with a rate of 7.I 25%, and was delinquent 8 months (Wachovia Mortgage)  
 
  • Negotiated step program 2% first year, 4% following year. Capitalized delinquent amount.
  • Monthly savings of $751.55.
  
  Client was 30 days from foreclosure, and in 6.55% interest payment loan (Indymac Bank)  
 
  • Negotiated postponement of sale date. Step program 3% for 5 years, 1% yearly after first 5 years capping at 5.5%. Now paying principal and interest.
  • Monthly savings of $649.00.